Bank product records
Universal Bank
Deposits, the deposit cap, loans, credit scores, and credit limits.
2 of 2 entries
Bank product
Bank deposits
Lock credits in the Universal Bank for a fixed term and earn interest from the system reserve. Interest is a rate for the whole term, not a yearly rate.
Products · 6 Deposit cap · 10,000 per Universal Bank level in your current settlement, across your active deposits (100,000 at level 10)
Bank product
Bank loans
Borrow credits from the Universal Bank and repay them in fixed installments with interest. Your credit score decides whether you can borrow and how much.
Universal Bank · Level 3 or higher in any of your settlements Starting credit score · 70